6 Ways to Make Money With AI, and the Rule Behind Each One

Intro

Six ways to make money with AI, and by the end of this video, you'll know the rule behind each one. Here is what one music app's terms say: songs from its free plan are for personal use, not for sale. Stay for number one, where the terms pass you whatever rights the tool has in its answers. Each rule traces back to a tool's own terms, help pages or pricing, all linked in the description.

6. Suno: songs made with AI

Number six: Suno, where songs made on the free plan are for personal, non-commercial use only. Suno is an AI music service that generates songs from what you submit. Who owns a song depends on the plan you are on. On the free or basic tier, you agree to use Outputs only for lawful, personal and non-commercial purposes.

On the Pro or Premier paid tier, Suno assigns to you its rights in any Output it owns. That covers songs generated from what you submitted through the service. Its terms say you may commercially exploit an Output if you obtained a permitted download of it. That download must follow the download allocations for your service tier.

So selling a song needs a permitted download within your plan's allocation. Its terms make the plan the starting point, because the plan decides your rights. So the first thing to check is your tier, before making songs you plan to sell. On age, its terms say you must be at least thirteen years old to use the service.

If you are under eighteen, its terms say you need the express consent of a parent or guardian. The limit is about what you submit: nothing that infringes or violates anyone's intellectual property or proprietary rights. So you point Suno only at ideas that are yours to use. Rules and taxes differ from place to place, so check what applies where you live.

Once a song is cleared for sale, the next question is how it reaches listeners on Spotify. Subscribe, because next we break down the streaming rule most new artists never read.

5. Spotify: streaming royalties

Number five is Spotify, where a track needs 1,000 streams in twelve months before it earns recorded royalties. Spotify is a music streaming service where listeners play songs from artists around the world. Its help page says distributors handle music distribution and pay streaming royalties. So the money path runs from listeners on Spotify, through a distributor, to you.

Spotify's help page says to work with a distributor to get your music on Spotify. Choosing that distributor comes first, since it delivers the music and pays the royalties. The same page says most distributors charge a fee or commission. The rule looks back over the previous twelve months.

By our count, 1,000 streams in twelve months is close to three streams a day for a whole year. That is our own arithmetic: 1,000 divided by 365 is about 2.7. Tracks below that line are still on Spotify, but they do not generate recorded royalties. That makes the thousand-stream line the first number to watch on any new release.

Spotify's newsroom also lists AI disclosures for music, shown through industry-standard credits. Its policy says vocal impersonation is only allowed when the impersonated artist has authorized the usage. So an AI voice that sounds like a real artist needs that artist's permission first. Its spam filter targets mass uploads, duplicates, SEO hacks and artificially short track abuse.

A small number of finished tracks, released with care, fits that rule better than a flood. Rules, fees and taxes differ from place to place, so check where you live. Music is one format, so next we look at a platform where AI helps you make videos: YouTube.

4. YouTube: videos made with AI help

Number four: on YouTube, realistic AI content needs a label, while help with a script or title does not. YouTube is a video platform where creators upload, and some earn through the YouTube Partner Program. Its help page lists a video outline, script, thumbnail, title or infographic as production help. That kind of AI use needs no disclosure.

YouTube requires creators to disclose AI-generated or altered content that seems realistic. Creators don't need to disclose non-realistic content made with AI, or minor edits to realistic content. That means a routine edit does not trigger a label, which keeps the process light. Two questions guide you: does it look real, and is it made for viewers?

The help page's first step is the AI use setting, in YouTube Studio on a computer or a phone, during upload. When you use it, the content is labeled as AI generated or altered for viewers. So the label is a normal part of publishing, and it keeps your channel clear with viewers. Money comes from the YouTube Partner Program, which has its own entry thresholds on its official page.

Those thresholds are worth reading before planning around earnings. The monetization policy says content must not be mass-produced, generic, repetitive, or manipulative. It adds that content should be made for the enjoyment or education of viewers, not for the sole purpose of getting views. It also says channels where content feels interchangeable from video to video are not allowed to monetize.

So AI help with a script is fine, while copying one template again and again is the limit. Each video earns its place by being different and made for the viewer. Rules, thresholds and taxes differ from place to place, so read what applies where you live. Videos need sound too, so next we look at ElevenLabs and sharing your AI voice.

We're halfway, and every next rule turns on who pays, what you may use, or what needs approval.

3. ElevenLabs: sharing your AI voice

Number three is ElevenLabs, and its cash rewards count only use by paid users, never by free users. ElevenLabs lets you share an AI version of your own voice in its Voice Library. Its payouts page says to share your voice and earn cash rewards when paid subscribers use it. So the payer is a paid subscriber, the platform tracks the use, and the reward comes to you.

A professional clone is a voice model built from your recorded audio, made to sound like you. Sharing it in the Voice Library makes it available to other users on the platform. The payouts page lays out three steps: create your professional clone, share your voice in the Voice Library, then earn rewards. That page says only thirty minutes of audio is needed for the professional clone.

Only you can make a professional clone of your voice, thanks to its voice captcha technology. On its pricing page, Professional Voice Cloning comes with the paid Creator plan. The pricing page also shows the commercial license starts with the paid Starter plan. So the plan you hold decides what you are allowed to do with the voice.

The payouts page says you decide how much you can earn for usage of your AI voice by paid users. Its default rates depend on how long you commit to sharing the voice on the platform. Payments go through a payment service account, and the page says you'll need to configure it before you can earn financial rewards. You can also add live moderation, which controls what categories of content your voice can be used for.

That gives you a say over where your voice appears. Rewards grow only with paid use, so the voice has to be one that paid subscribers choose. Rules about voice, contracts and taxes differ from place to place, so check where you live. Your voice is one kind of asset, and the next one is a template, in Notion.

If you want more ways to earn, the video on seven ways people make extra money is linked on screen.

2. Notion: selling templates

Number two: on Notion's Marketplace, selling directly needs approval, and the review may take a few months. Notion is a workspace app, and its AI page lists generating docs or autofilling databases. Creators sell templates on the Notion Marketplace, and buyers pay at purchase. Notion charges an 8% fee plus forty cents per transaction to cover operational costs.

Those costs include payment processing, purchase support, refund handling and fraud monitoring. By our count, on a ten-dollar template, 8% is eighty cents, plus forty cents. That leaves $8 and eighty cents, before any income taxes. The page says Notion handles regional sales tax or VAT as part of each transaction.

However, creators are responsible for reporting and paying any income taxes on their marketplace earnings. Payouts are initiated biweekly and require a minimum balance of $20. Funds are held for fourteen days before becoming eligible for payout, to account for potential refunds. The help page says the first step is to set up a creator profile, separate from your Notion profile.

The Marketplace page says creators join the waitlist and get approved by the Notion team. Notion may approve or reject submissions at its discretion. Selling directly is open in a list of eligible countries. Without it, the page says Notion still supports linking to third-party payment sites.

On the free plan, its pricing page lists Notion AI only as a limited trial. Buyers can request a refund within fourteen days of purchase. Rules and taxes differ from place to place, so check what applies where you live. In one breath: a paid plan for songs, a thousand streams, honest AI labels, paid users for your voice, and an approved template.

From products to services: for our last item, we turn to drafting paid work with Claude.

1. Claude: drafting paid work

Number one: Claude, where the terms pass you whatever rights the tool has in its answers. Claude is an AI assistant made by Anthropic, and you talk to it in a chat. The paid work is text that people already pay for, like articles, product descriptions, emails or code. You draft it with Claude and finish it yourself, so the final work carries your judgment.

Claude helps with the first version, and you decide what is kept, changed or removed. Its terms say you retain any right, title and interest you have in the Inputs you submit. Subject to your compliance with the terms, Anthropic assigns you all of its rights in Outputs, if any. That wording matters because it moves whatever rights exist into your hands.

You are responsible for your Inputs and must have the rights to what you submit. The help page says to visit claude.ai to chat with Claude in a web browser, and there are mobile apps. From there, you type your prompt into the chat interface to start a conversation. Prompts can range from simple questions to complex requests.

Its terms say you must be at least eighteen years old, or the minimum age required to consent in your location, whichever is higher. The help page says that on the free Claude plan, a session-based usage limit resets every five hours. So you plan your drafting in sessions, and the limit resets on its own. The terms also say Outputs may not always be accurate and may contain material inaccuracies, even if they look accurate.

So every draft is checked by you before a client sees it. A client wants work that is correct, so a careful read of each draft is part of the job. Rules about client work, rights and taxes differ from place to place, so check where you live. With the rights clear and the draft checked, you are ready to recap all six rules.

Recap

Number six, Suno: check your tier first, since rights depend on the plan. Number five, Spotify: start with a distributor, which delivers the music and pays royalties. Number four, YouTube: during upload, use the AI use setting in YouTube Studio. Number three, ElevenLabs: create the professional clone, then share it in the Voice Library.

Number two, Notion: set up a creator profile, then join the Marketplace waitlist. Number one, Claude: start a chat, then check every draft before delivery. Today, open one AI tool's terms and find who owns what it makes. Which of these six would you try first?

Tell us in the comments. Results vary, rules differ where you live, and this is information only, not financial advice. Next on Wealth Filings, watch seven ways people make extra money, linked on screen. Subscribe so you see the next list first.